Terms and Conditions - 40+ Fat Loss Formula

Effective Date: 6 March 2026

Digital Agreement: By ticking the "I agree to the terms of service" box and/or purchasing the 40+ Fat Loss Formula, you acknowledge that you have read, understood, and agreed to be bound by these Terms and Conditions, the Liability Waiver, and the Privacy Policy. You agree that this "click-to-accept" action constitutes a legally binding electronic signature under the New Zealand Contract and Commercial Law Act 2017.

1. The Parties & The Program

This agreement is between you (the "Client") and Sarah Wood trading as Sarah Wood Coaching (the "Coach").

  • The 40+ Fat Loss Formula is a 6-month group coaching program.

  • It includes a pre-recorded curriculum, live group coaching via Zoom, and access to a private online community.

2. Medical Clearance and Assumption of Risk

  • Medical Clearance: You represent and warrant that you are in good physical condition and have no medical reason or impairment that would prevent you from participating in resistance training. You confirm that you have obtained medical clearance from a qualified GP or specialist to engage in a resistance training regime.

  • Inherent Risk: You acknowledge that strength and resistance training involve inherent risks of injury. By participating, you voluntarily assume all risks associated with such activities.

  • Duty to Disclose: You must inform Sarah Wood of any pre-existing injuries, medical conditions, or changes to your health status immediately.

3. Not Medical Advice

The coaching provided is not a substitute for professional medical advice, diagnosis, or treatment. Sarah Wood is not acting as a doctor, physiotherapist, registered dietitian, psychologist or counsellor. Always seek the advice of your physician or other registered healthcare professional regarding any medical condition, nutritional requirements, or mental health concern.

4. Group Coaching, Recordings, and Community

  • Zoom Sessions: Coaching sessions take place live via Zoom. These sessions are recorded and uploaded to the secure Member Area for the benefit of participants who cannot attend live. By participating, you consent to your voice and image being recorded and shared within the private Member Area.

  • Online Community: The program includes a community platform where you may share exercise videos for technique feedback. These videos and any posts you make will be visible to other members of the group.

  • Confidentiality: You agree to maintain the strict confidentiality of all other participants. You must not record, screenshot, or share any content, discussions, or identities of other members outside of the private group.

  • Member Conduct: Sarah Wood Coaching reserves the right to remove any participant from the Program without a refund if they breach the confidentiality of other members or engage in behaviour deemed harmful to the community environment.

5. Remote Technique Feedback

You understand that Sarah Wood is providing exercise technique coaching based solely on the video footage you provide. You acknowledge that a 2D video may not capture every angle of your movement. It is your responsibility to follow the instructions carefully. If you feel pain or discomfort while performing an exercise, you must stop immediately and notify Sarah Wood.

6. No Guarantee of Results

While the Program provides the tools for success, individual results vary based on personal effort, genetics, and adherence to the program. No specific outcome or "transformation" is guaranteed.

7. Intellectual Property

The Vital Shift Method and all curriculum materials (videos, PDFs, guides) are the exclusive intellectual property of Sarah Wood Coaching. Your purchase grants you a single-user license for personal use only. You may not share, sell, or distribute these materials.

8. Fees and No-Refund Policy

  • Free Clarity Call: All prospective clients are provided with a complimentary Clarity Call prior to purchase to ensure the program is a fit.

  • Refunds: Due to the digital, group, and personalied nature of the coaching, all sales are final. No refunds will be issued once the Program has commenced. This does not affect your rights under the Consumer Guarantees Act 1993 if the services fail to meet a statutory guarantee.

9. Payment Plans and Defaults

  • Commitment to Full Term: If you choose to pay via a payment plan (installments), you acknowledge that this is a commitment to the full 6-month fee. You are responsible for all installments, regardless of whether you choose to complete the program or attend all coaching calls.

  • No Early Cancellation: Choosing a payment plan is not a "subscription" that can be canceled at any time. Your obligation to pay all installments remains in effect until the total program fee is paid in full.

  • Payment Default: In the event of a failed payment, Sarah Wood Coaching reserves the right to suspend your access to the Member Area and community until your account is brought up to date. You remain liable for any bank fees or collection costs incurred as a result of a default.

10. Limitation of Liability

To the maximum extent permitted by New Zealand law:

  • Sarah Wood Coaching’s total liability for any claim is limited to the total amount paid by you for the coaching services.

  • Negligence: Nothing in these terms excludes or limits liability for Sarah Wood’s gross negligence or willful misconduct.

11. Governing Law

These Terms and Conditions are governed by the laws of New Zealand.

 

12. Contact 

If you have any questions, concerns or complaints about these Terms and Conditions  please contact Sarah Wood by email: [email protected]